Freddie Mac (NYSE:FRE) released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 4.54 percent with an average 0.7 point for the week ending 7/29/2010, down from last week when it averaged 4.56 percent. The 15-year FRM this week averaged 4 percent with an average 0.7 point, down from last week when it averaged 4.03 percent. The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.76 percent this week, with an average 0.7 point, down from last week when it averaged 3.79 percent.